Local. Personal. Trusted Guidance.
FRED MUÑOZ
Your Guide to Medicare & Health Coverage

Personalized Medicare and Health Insurance Guidance You Can Trust

Helping seniors, families, and individuals in the San Gabriel Valley and surrounding communities choose coverage with confidence.

Fred Muñoz - Medicare & Health Insurance Guide
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Local Families Helped
Clear answers. No pressure.
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Licensed Independent Agent
Guidance across multiple insurance options
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Bilingual
English & Spanish — for you and your family
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Community
Active at local events, senior centers, and clinics

Let's Find the Right Plan for You

Medicare & Medicare Advantage

Turning 65? I'll help you navigate Original Medicare, Medicare Advantage, Part D, and supplements — no confusing jargon.

I work with multiple carriers, depending on your area and eligibility.

Learn more →
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Covered California

Affordable health insurance for individuals and families. We'll find the right plan and subsidy for your budget.

I work with multiple carriers, depending on your area and eligibility.

Learn more →
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Supplemental Insurance

Dental, vision, life insurance, and prescription drug coverage to fill the gaps in your health plan.

Licensed for supplemental products in California.

Learn more →
Fred Muñoz

Your Local Medicare Guide

Hi, I'm Fred — I help make Medicare and health insurance simple.

Choosing the right health insurance can feel overwhelming — especially with so many options, rules, and fine print. That's where I come in.

I'm a licensed independent insurance agent based in the San Gabriel Valley. I work one-on-one with individuals, families, and seniors to help them understand their options and make confident decisions about their coverage.

My approach is simple: no pressure, no confusing jargon — just clear, honest guidance tailored to your situation. Whether we meet face-to-face, over the phone, or virtually, my goal is the same: to make sure you feel informed, comfortable, and confident in your decision.

If you have questions or just want a second opinion, I'm here to help.

Schedule Your Free Consultation

or call/text 626-660-9341

How It Works

1

Review Your Doctors

I check that your current doctors and hospitals are covered under the plans we compare.

2

Check Your Medications

I make sure your prescriptions are covered at the best possible cost under each option.

3

Compare Your Options

I walk you through plans that fit your budget, your health needs, and your lifestyle.

4

Enroll When You're Ready

No pressure. If you decide to move forward, I handle the enrollment for you start to finish.

What your neighbors are saying

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"Fred made turning 65 so much easier. He explained everything in Spanish for my mom and helped us find the perfect Medicare plan."

MG
María G.
San Gabriel
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"I see Fred every week at Optum. He's patient, answers all my questions, and never makes me feel rushed."

RL
Robert L.
Alhambra
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"Finally found an agent who actually cares. Fred helped our whole family get covered through Covered California."

JT
Jennifer T.
Monterey Park

Call or text me to schedule your

FREE CONSULTATION!

626-660-9341
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In-person appointments available in your community.

I'm here to help you make the best decision for your health and peace of mind.

Schedule Your Free Consultation

Choose a time that works for you — phone, video, or in-person. No obligation, just clear guidance.